FORM E

Form E Guide

29-Section Financial Disclosure | How to Complete | 2025 Guide

Why Form E Matters

Form E is your financial disclosure under oath. Courts rely on it to make fair decisions. Inaccurate or incomplete disclosure can result in orders being set aside, costs orders, or worse. Take time to do it properly.

Form E Sections

Part 1

General Information

Personal details, marriage info, children

Part 2

Financial Details

Capital, income, property, pensions

2.1

Real Property

Houses, land, investment properties

2.2

Bank Accounts

Current, savings, offshore accounts

2.3

Investments

Shares, bonds, ISAs, unit trusts

2.4

Life Insurance

Policies with surrender value

2.5

Monies Owed

Money owed to you

2.6

Cash

Physical cash held

2.7

Personal Belongings

Valuable items, cars, jewellery

2.8

Business Interests

Companies, partnerships, sole trader

2.9

Pensions

All pension arrangements with CETVs

2.10

Other Assets

Trusts, overseas assets, other

2.11

Liabilities

Mortgages, loans, credit cards

2.12

Income

Employment, self-employment, benefits

2.13

Financial Needs

Housing, income needs, capital needs

Part 3

Summary

Summary of assets, income, liabilities

Common Mistakes to Avoid

Incomplete pension info

Request CETVs from ALL pension schemes 12 weeks before deadline

Missing bank statements

Gather 12 months of statements for ALL accounts

Undervaluing property

Get 3 estate agent valuations or RICS surveyor

Forgetting accounts

Check for forgotten accounts, premium bonds, NS&I

Wrong income figures

Use gross income from payslips, not net pay

Missing supporting docs

Each figure needs documentary proof attached

Documents You'll Need

Financial

12 months bank statements
Mortgage statements
Investment statements
Tax returns (3 years)
Business accounts
Payslips (3 months)

Property

Property valuations (x3)
Mortgage redemption figure
Land Registry documents
Rental income evidence
Insurance valuations
Improvement receipts

Pensions

CETVs (all pensions)
Annual statements
State pension forecast
Scheme rules
Benefit statements
Retirement projections

Frequently Asked Questions

What is Form E?

When do I need to complete Form E?

How long does Form E take to complete?

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Prepare Your Form E

Guided Form E preparation with document checklists.