Terms of Service

1. Agreement to Terms

Welcome to Splitifi. These Terms of Service ("Terms") govern your access to and use of Splitifi's website, mobile applications, and services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms.

If you do not agree to these Terms, you may not access or use the Service. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Description of Service

Splitifi is an AI-powered platform designed to facilitate divorce and family law proceedings. Our Service provides tools for:

• Litigants: Self-service tools for managing divorce proceedings, financial calculations, document generation, and case tracking
• Attorneys: Practice management tools, client collaboration features, document automation, and case analytics
• Judges: Case management, settlement review, document organization, and decision support tools
• Other Professionals: Tools for mediators, paralegals, CDFAs, custody evaluators, and other family law professionals

3. User Accounts and Registration

3.1 Account Creation

To access certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities under your account

3.2 Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

3.3 Account Types

Splitifi offers different account types with varying features and access levels. Features available to you depend on your account type and subscription plan.

4. User Responsibilities and Conduct

4.1 Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Violate any applicable laws, regulations, or third-party rights
• Use the Service to harass, abuse, or harm another person
• Impersonate any person or entity or misrepresent your affiliation
• Interfere with or disrupt the Service or servers/networks connected to the Service
• Attempt to gain unauthorized access to any portion of the Service
• Use automated systems (bots, scrapers) without our prior written permission
• Upload or transmit viruses, malware, or other malicious code
• Collect or harvest personal information from other users
• Use the Service for any fraudulent or unlawful purpose

4.2 Content Standards

You are solely responsible for all content you submit, upload, or transmit through the Service ("User Content"). You represent and warrant that your User Content:

• Does not infringe any intellectual property or other proprietary rights
• Does not contain defamatory, obscene, or otherwise objectionable material
• Complies with all applicable laws and regulations
• Does not contain confidential information of third parties without authorization

5. Payment and Subscription Terms

5.1 Pricing

Access to certain features requires a paid subscription. Current pricing is available on ourpricing page. We reserve the right to modify pricing at any time, with notice to existing subscribers.

5.2 Billing and Renewal

Subscriptions automatically renew at the end of each billing period unless canceled. You authorize us to charge your payment method for all fees incurred. Fees are non-refundable except as required by law or as expressly stated in these Terms.

5.3 Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period. You will retain access to paid features until the end of the paid period.

5.4 Refund Policy

We offer a 14-day for new subscriptions. To request a refund, contact us atsupport@splitifi.iowithin 14 days of your initial purchase.

6. Intellectual Property Rights

6.1 Splitifi Property

The Service and all materials therein, including but not limited to software, text, graphics, logos, icons, images, audio clips, and data compilations, are the property of Splitifi or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws.

6.2 License Grant

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes. This license does not include:

• Any right to modify, copy, distribute, transmit, display, or create derivative works
• Any right to reverse engineer, decompile, or disassemble the Service
• Any right to use the Service for commercial purposes outside your business use
• Any resale or commercial use of the Service or its contents

6.3 User Content License

By submitting User Content to the Service, you grant Splitifi a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content solely for the purposes of operating, developing, and improving the Service.

You retain all ownership rights in your User Content. We will not share your User Content with third parties except as necessary to provide the Service or as required by law.

7. Privacy and Data Protection

Your privacy is important to us. OurPrivacy Policydescribes how we collect, use, and protect your personal information. By using the Service, you consent to our collection and use of personal information as outlined in the Privacy Policy.

We implement industry-standard security measures to protect your data. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

8. AI-Powered Features and Automated Processing

8.1 AI Services

Our Service uses artificial intelligence and machine learning to provide features such as document analysis, settlement calculations, and case insights. You acknowledge that:

• AI-generated outputs are suggestions and should be reviewed by qualified professionals
• AI systems may produce errors or inaccuracies
• You are responsible for verifying all AI-generated information
• AI outputs do not constitute legal advice or professional recommendations

8.2 Third-Party AI Providers

We may use third-party AI services to power certain features. When you use AI features, your inputs may be processed by these third-party providers in accordance with their privacy policies. We select providers with strong privacy and security practices, but we are not responsible for their processing of your data.

9. Third-Party Services and Links

The Service may contain links to third-party websites or services that are not owned or controlled by Splitifi. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We may integrate with third-party services (payment processors, document storage, etc.). Your use of these third-party services is subject to their respective terms and conditions and privacy policies.

10. Disclaimers and Warranties

Splitifi, its affiliates, and its licensors do not warrant that:

• The Service will be uninterrupted, secure, or error-free
• The results obtained from the Service will be accurate or reliable
• The quality of any products, services, information, or other material obtained through the Service will meet your expectations
• Any errors in the Service will be corrected

10.1 Legal Disclaimer

SPLITIFI IS NOT A LAW FIRM AND DOES NOT PROVIDE LEGAL ADVICE. The information and tools provided through the Service are for informational purposes only. You should consult with a licensed attorney for legal advice specific to your situation.

11. Limitation of Liability

IN NO EVENT SHALL SPLITIFI'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID SPLITIFI IN THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless Splitifi, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Your User Content

13. Termination

13.1 Termination by You

You may terminate your account at any time by contacting us atsupport@splitifi.ioor through your account settings.

13.2 Termination by Splitifi

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

13.3 Effect of Termination

Upon termination:

• Your right to access and use the Service will cease immediately
• We may delete your account and User Content after a reasonable period
• You remain responsible for all charges incurred prior to termination
• Provisions that by their nature should survive termination shall survive (including ownership, warranty disclaimers, indemnity, and limitations of liability)

14. Dispute Resolution and Arbitration

14.1 Informal Resolution

Before filing a claim, you agree to try to resolve the dispute informally by contacting us atlegal@splitifi.io. We will attempt to resolve the dispute informally by contacting you via email.

14.2 Binding Arbitration

If we cannot resolve the dispute informally, any dispute arising out of or relating to these Terms or the Service will be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association (AAA). The arbitration will be conducted in the state where you reside or another mutually agreeable location.

14.3 Class Action Waiver

YOU AND SPLITIFI AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

14.4 Exceptions

Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the infringement of intellectual property rights.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

16. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on the Service prior to the effective date of the changes. Your continued use of the Service after the effective date of the revised Terms constitutes your acceptance of the changes.

If you do not agree to the modified Terms, you must stop using the Service and may terminate your account.

17. General Provisions

17.1 Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices published by Splitifi on the Service, constitute the entire agreement between you and Splitifi regarding the Service.

17.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions of these Terms will remain in full force and effect.

17.3 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

17.4 No Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

17.5 Force Majeure

Splitifi shall not be liable for any failure to perform its obligations under these Terms where such failure results from any cause beyond Splitifi's reasonable control.

18. Contact Information

If you have any questions about these Terms, please contact us: