Spousal Support Calculator Canada

Free SSAG Calculator 2026 - All 13 Provinces & Territories

Advisory Guidelines

SSAG are not binding law but are widely used by Canadian courts. Actual support orders may differ based on individual circumstances. This calculator provides estimates only.

Enter Your Details

1Province/Territory

Ontario

SSAG apply federally, but provincial tax rates affect "With Child Support" calculations

2Higher Earner (Payor)

Gross Annual Income

3Lower Earner (Recipient)

Gross Annual Income

Recipient's Age at Separation

4Relationship Details

Years Together (Marriage + Cohabitation)

510152025+

12 yearsLong Relationship

5Dependent Children

There are dependent children

Without Child Support Formula

SSAG Range

Monthly Spousal Support Range

$900to$1,200

Midpoint (Typical Starting Point)$1,050/month

Duration Range

Low6 years

High12 years

How This Was Calculated

Payor Gross Income$95,000/year

Recipient Gross Income$35,000/year

Income Difference$60,000/year

Years Together12 years

Low Percentage (1.5% × years)18.0%

High Percentage (2% × years)24.0%

Low Annual Amount$10,800

High Annual Amount$14,400

SSAG Duration Rules

0-5 years0.5-1 × years

5-10 years0.5-1 × years

10-20 years0.5-1 × years

20+ yearsIndefinite

Rule of 65

If age at separation + years together ≥ 65, support is typically indefinite regardless of relationship length.

Lifetime Estimate

Low Estimate$64,800

High Estimate$172,800

Midpoint Estimate$118,800

Advisory Guidelines Only

SSAG are NOT law. Courts have discretion to order amounts outside these ranges. This calculator provides estimates based on the 'Without Child Support' formula. For 'With Child Support' cases, consult a family lawyer.

Frequently Asked Questions

What are the Spousal Support Advisory Guidelines (SSAG)?

What is the "Without Child Support" formula?

What is the "With Child Support" formula?

When is spousal support indefinite?

Are SSAG amounts binding on courts?

Spousal Support Entitlement Factors (Divorce Act s. 15.2)

Before SSAG ranges apply, a spouse must establish ENTITLEMENT to support based on:

Economic Disadvantage

Disadvantages arising from the marriage or its breakdown (e.g., career sacrifice for family)

Childcare Responsibilities

Financial consequences of caring for children during or after the marriage

Economic Hardship

Hardship arising from the marriage breakdown itself

Self-Sufficiency

Promoting economic self-sufficiency within a reasonable time

Navigate Your Separation with Confidence

Splitifi helps you organize financial disclosure, track support payments, and prepare for mediation or court proceedings across all Canadian provinces.

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