Property Division Calculator Canada

Estimate your share based on provincial rules

Provincial Rules Vary Significantly

Unlike child support (federal), property division is governed by provincial law. Ontario uses Net Family Property equalization, BC uses equal division, Quebec has Family Patrimony. Select your province below.

Your Situation

Province/Territory

Ontario

Ontario: Net Family Property (NFP)

Ontario uses the NFP system. Each spouse calculates their net worth at separation minus net worth at marriage. The difference is equalized - the spouse with higher NFP pays half the difference to the other.

Relationship Type

MarriedCommon-Law

Years Together

Assets at Separation

Your Assets

Family Home

Bank Accounts

RRSPs/TFSAs

Pension Value

Vehicles

Business Value

Other Party's Assets

Bank Accounts

RRSPs/TFSAs

Pension Value

Business Value

Debts

Mortgage Balance

Joint Debts

Assets at Marriage (Ontario NFP)

In Ontario, you deduct your net worth at the date of marriage from your net worth at separation (except for the matrimonial home).

Your Net Worth at Marriage

Other Party's Net Worth at Marriage

Net Family Property Calculation

Your NFP

$492,500

Other Party's NFP

$442,500

Equalization Payment

$25,000

You would pay this to the other party

Estimate Only

Actual property division requires full financial disclosure, accurate valuations, and may involve complex legal issues. This calculator provides a rough estimate only.

Excluded Assets in Ontario

Gifts/inheritances received during marriage (and traceable growth)
Property excluded by domestic contract
Life insurance proceeds
Personal injury damages
Property owned before marriage (but growth is included)

Matrimonial Home

The matrimonial home gets special treatment - no deduction for value brought into marriage

Common-Law Rights

Common-law partners have NO automatic property rights in Ontario. Trust claims only.

Get Help with Property Division

Property division is complex, especially with businesses, pensions, and multiple properties. Get AI-powered guidance tailored to your province.

Legal Disclaimer

This calculator provides estimates only and should not be relied upon as legal advice. Property division involves complex legal and valuation issues. Full financial disclosure is required by law. Consult a qualified family lawyer in your province for advice specific to your situation.

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